KirayaX

Rent, guaranteed.
On the 1st.

KirayaX

Before we begin

I am a

KirayaX sits between rent due on the 1st and when people actually get paid. Tell us which side you’re on so we show the right setup.

KirayaX

Rent, guaranteed.
On the 1st.

KirayaX stands between landlords and tenants and takes the timing risk off both. Owners are paid in full on the 1st, whether or not the tenant has paid us yet. Tenants settle across the month, in up to three instalments.

1stPayment date.
Every month.
0Calls to
chase rent.
3Instalments.
One rent bill.

Who it's for

The problem

Rent is a promise, not a payment.

A landlord signs a contract on the 1st and starts hoping. The tenant pays on the 9th. Then the 14th. Then not at all.

The date never matches the paycheque.

Salaries land between the 28th and the 5th. Rent is due on the 1st. That gap turns a bill the tenant was always going to pay into nine days of asking for time.

How it works

We don't introduce you. We take the timing.

The landlord adds the property

Property details, rent amount, and the tenant's number. It takes a few minutes and you keep the tenant you already have.

Both sides verify the terms

The tenant joins with a six-digit code. Rent amount, dates and notice period are confirmed by both parties and stored as a digital agreement. Nothing activates until both confirm.

We pay the landlord on the 1st

The full rent, on the first, into the same account every month. You do not wait on the tenant and you do not chase anyone.

The tenant settles across the month

One payment, or up to three instalments, completed by the 20th. We carry the gap in between. That is the entire product.

Renting on your own vs. KirayaX

Payment dateWhenever it arrivesThe 1st. Fixed.
Late or partial tenant paymentYour problemOurs
Chasing tenantsYou, every monthNever you
How the tenant paysAll at once, or lateUp to 3 instalments, by the 20th
RecordsCash, no paper trailDigital receipts

In detail

The problem
  • Rent arrives late, or not at all. Your income is only as reliable as one person's month.
  • Every month restarts the same conversation. Even a reliable tenant needs reminding, and the reminder is what turns a business relationship into a personal one.
  • You became a collections agent. Reminders, arguments, and a relationship that sours over money.
  • Eviction is slow and expensive. The legal route costs more than the arrears in most cases.
The KirayaX solution
  • A fixed payment on the 1st. For every month your unit is let through KirayaX, the full rent lands on the first.
  • The collection is ours. Reminders, instalment scheduling, follow-up and arrears recovery sit with us.
  • Your tenancy, your tenant. We sit on the payment, not on the relationship.
  • A record that exists. Every payment timestamped, receipted and exportable.
  • One counterparty, one contract. Terms are on the table before you sign, including how a tenant default is handled between us.
The problem
  • The date never lines up. Salary on the 30th, rent on the 1st. Nine days of asking for time on money you were always going to pay.
  • A few days late and the threats start. A short delay gets treated like a default.
  • No contract, no receipt, no proof. Cash handed over monthly, with nothing that says you ever paid.
  • Paying on time earns you nothing. Five perfect years, and the next landlord still treats you as a risk.
The KirayaX solution
  • Split the month, not the relationship. Pay in one go, or across up to three instalments completed by the 20th.
  • No asking for time. The flexibility is built into the agreement, so you never have to request it as a favour.
  • A real digital agreement. Clear term, clear rent, clear notice period, signed and stored.
  • Receipt for every payment. Timestamped and itemised.
  • A payment record that is actually yours. Our long-term goal is for that record to count toward formal credit — we will say so when it does, and not before.

What it costs you

A fixed, disclosed fee, shown in full before you agree to anything. It does not change with how many instalments you choose, and it does not change if you pay early. One number, quoted once.

The problem
  • You are running a collections desk. The same reminders to the same members, sent by someone whose job is meant to be community.
  • Revenue arrives as a trickle, not a line. Members pay across three weeks, so you never know your position until the month is nearly over.
  • Fixed costs, variable collection. Your rent, salaries and utilities land on fixed dates. Your income does not.
  • Chasing a member costs you the member. The follow-up conversation is what makes someone not renew.
The KirayaX solution
  • One date, one amount. We collect from your members and pay you the full monthly figure on the 1st.
  • Your team stops chasing. Reminders, instalment scheduling and follow-up move to us.
  • Members get flexibility, you don't absorb it. They can settle across the month. You are paid on day one regardless.
  • A payment record per member. Useful at renewal and useful in a dispute.
  • Set up per site, repeatable across sites. One arrangement, rolled out floor by floor as you grow.

Receipts

Every payment, kept by property.

Updates

Everything happening as we build toward the pilot.

Get notified

Turn on notifications and we'll tell you the moment the pilot opens in your city — and nothing else.

Install KirayaX
Add it to your home screen for quick access and updates.